中国网络高利贷要求用裸照做担保

BEIJING: Web-based loan sharks in China have found an unconventional way of guaranteeing loans: demanding naked photos from female borrowers.

中国的网络高利贷放贷者已经找到一条非常规的方法来保证贷款回收：要求女性借款人借款时提交裸照。

The state-run Southern Metropolis Daily reported this week that private lenders are asking female borrowers to send nude photos of themselves along with their ID cards warning that the photos will be made public if payments are not made on time.

南方都市报本周披露，私人贷款方事先要求女性借款者提供本人裸照以及他们的身份证，并警告借款人如果他们不能按时还款，那么她们的裸照将会被公之于众。

One of the borrowers told the newspaper that she first borrowed 500 yuan ($76) from an online loan provider with a weekly interest rate of 30 per cent. She kept taking out news loans to pay off old ones and her debt snowballed to 55000 yuan ($8347) when the lender demanded a nude photo of her as a guarantee for new loans.

一个借款者告诉记者，她一开始在网络借款平台借了500元，周利率是30%。她通过借新款还旧款的方式来偿还贷款，现在她的借款金额已经滚雪球般达到了55000元。这时借款人要求她提供本人裸照作为新的贷款保证。